ÿþ<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"><html><head><meta Http-equiv="Content-Type" Content="text/html; charset=UCS-2"><meta Name="Author" Content="Jim Ratchford"><meta Name="Keywords" Content="TerraCuddles, Institute for Character Enrichment, angel, character, moral values, inspiration, little angels, truthfulness, forgiveness, generosity, attentiveness, virtue, gratefulness, hospitality, punctuality, nonprofit, good values"><title>Disclaimer</title></head><body Bgcolor="#FFFFFF" TEXT="#000000" LINK="#8080FF" VLINK="#FF8040" Topmargin=0 Leftmargin=0 Marginwidth=0 Marginheight=0><!-- Start of the Body for this Page --><table Border=0 Cellspacing=0 Cellpadding=0 Width=647 Nof=LY><tr Valign=Top Align=Left><td Width=7 Height=150><img Src="./clearpixel.gif" Width=7 Height=1 Border=0></td><td Align=Center Valign=Middle Width=640><!-- Start of Picture (Picture245) --><img ID="Picture245" Height=150 Width=640 Src="./bluebar3-red_logo.jpg" Border=0 Alt="TerraCuddles - Little Angels With A Big Message. Institute for Character Enrichment. Inspirational Reminders." Usemap="#map0"><map Name="map0"><area Shape=Rect Alt="TerraCuddles Inspirational Reminders" Coords="556,21,634,69" Href="http://shopping.oraclesmallbusiness.com/terracuddles"><area Shape=Rect Alt="View TerraCuddles" Coords="263,15,330,63" Href="./terracuddles.html"><area Shape=Rect Alt="Institute for Character Enrichment" Coords="329,14,398,63" Href="./institute_for_character_enrich.html"><area Shape=Rect Alt="Contact Us" Coords="475,13,541,62" Href="./contact_us.html"><area Shape=Rect Alt="Register" Coords="397,13,476,62" Href="./calendar.html"><area Shape=Rect Alt="Importance of Character" Coords="194,15,263,63" Href="./character.html"><area Shape=Rect Alt="TerraCuddles Home" Coords="10,10,192,70" Href="./index.html"></map></td></tr></table><table Cellpadding=0 Cellspacing=0 Border=0 Width=648 Nof=LY><tr Valign=Top Align=Left><td> <table Border=0 Cellspacing=0 Cellpadding=0 Width=132 Nof=LY><tr Valign=Top Align=Left><td Width=4 Height=8><img Src="./clearpixel.gif" Width=4 Height=1 Border=0></td><td Width=2><img Src="./clearpixel.gif" Width=2 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=2><img Src="./clearpixel.gif" Width=2 Height=1 Border=0></td><td Width=2><img Src="./clearpixel.gif" Width=2 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=69><img Src="./clearpixel.gif" Width=69 Height=1 Border=0></td><td Width=38><img Src="./clearpixel.gif" Width=38 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=7><img Src="./clearpixel.gif" Width=7 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td><td Width=1><img Src="./clearpixel.gif" Width=1 Height=1 Border=0></td></tr><tr Valign=Top Align=Left><td Colspan=2 Height=300></td><td Colspan=12 Align=Center Valign=Middle Width=125><!-- Start of Picture (Picture190) --><img ID="Picture190" Height=300 Width=125 Src="./new_TC.jpg" Border=0 Alt="TerraCuddles Truthfulness Forgiveness Generosity Attentiveness Virtue Gratefulness Hospitality Punctuality Responsibility Tolerance Creativity Initiative" Usemap="#map1"><map Name="map1"><area Shape=Rect Alt="Truthfulness" Coords="3,49,124,66" Href="./truthfulness.html"><area Shape=Rect Alt="Forgiveness" Coords="5,68,121,84" Href="./forgiveness.html"><area Shape=Rect Alt="Generosity" Coords="2,84,122,97" Href="./generosity.html"><area Shape=Rect Alt="Attentiveness" Coords="4,98,120,113" Href="./attentiveness.html"><area Shape=Rect Alt="Virtue" Coords="4,114,121,128" Href="./virtue.html"><area Shape=Rect Alt="Gratefulness" Coords="1,128,122,142" Href="./gratefulness.html"><area Shape=Rect Alt="Hospitality" Coords="2,143,121,158" Href="./hospitality.html"><area Shape=Rect Alt="Punctuality" Coords="1,158,120,173" Href="./punctuality.html"><area Shape=Rect Alt="Responsibility" Coords="0,173,121,188" Href="./responsibility.html"><area Shape=Rect Alt="Tolerance" Coords="0,189,122,202" Href="./tolerance.html"><area Shape=Rect Alt="Creativity" Coords="0,203,122,219" Href="./creativity.html"><area Shape=Rect Alt="Initiative" Coords="0,219,121,234" Href="./initiative.html"></map></td><td></td></tr><tr Valign=Top Align=Left><td Colspan=2></td><td Colspan=12 Width=125><!-- Start of Text (Text209) --><p Align=Center><font COLOR="#000066"></font><a Href="./terracuddles.html"><b><font COLOR="#000066" Size="+1" Face="Goudy Old Style,serif">View</font></b></a> <b><font COLOR="#000066" Size="+1" Face="Goudy Old Style,serif"> all current TerraCuddles together</font><font COLOR="#000066"></font></b><font COLOR="#000066">.</font></p></td><td></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=9></td></tr><tr Valign=Top Align=Left><td Colspan=8 Height=30></td><td Colspan=3 Width=108><!-- Start of Picture (PictureRollover13) --> <script language="JavaScript"><!-- function onPictureRollover13A53314Over() {} function onPictureRollover13A53314Out() {} //--></script> <script language="JavaScript"><!-- graphic1PictureRollover13A53314 = new Image() graphic1PictureRollover13A53314.src = './giving_button-1.jpg'; 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graphic2PictureRollover12A71713 = new Image() graphic2PictureRollover12A71713.src = './recognizing_button-2.jpg'; function onPictureRollover12A71713Over() { document.PictureRollover12A71713.src=graphic2PictureRollover12A71713.src; } function onPictureRollover12A71713Out() { document.PictureRollover12A71713.src=graphic1PictureRollover12A71713.src; } //--></script> <a href="./recognizing_character.html" onMouseOver="onPictureRollover12A71713Over(this)" onMouseOut="onPictureRollover12A71713Out(this)"><img ID="PictureRollover12" Height=30 Width=108 Src="./recognizing_button-1.jpg" Border=0 name=PictureRollover12A71713></a></td><td Colspan=5></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=10></td></tr><tr Valign=Top Align=Left><td Height=89></td><td Colspan=11 Align=Center Valign=Middle Width=125><!-- Start of Picture (Picture220) --><a Href="./the_origin_of_terracuddles_sto.html"><img ID="Picture220" Height=89 Width=125 Src="./Origins.jpg" Border=0 Alt="The Origin of TerraCuddles storybook"></a></td><td Colspan=3></td></tr><tr Valign=Top Align=Left><td></td><td Colspan=8 Width=79><!-- Start of Text (Text210) --><p><font COLOR="#000066"></font><a Href="./the_origin_of_terracuddles_sto.html"><font COLOR="#000066" Size="-1" Face="Goudy Old Style,serif">Read</font></a><font COLOR="#000066" Size="-1" Face="Goudy Old Style,serif"> how TerraCuddles began</font></p></td><td Colspan=6></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=28></td> </tr><tr Valign=Top Align=Left><td Colspan=4></td><td Colspan=8 Width=121 BGCOLOR="#CCCCFF"><!-- Start of Text (Text239) --><table Border=0 Cellspacing=0 Cellpadding=5 Width=121 Nof=TI><tr><td><p Align=Center><font COLOR="#000066"></font><font COLOR="#003399"><i>Good values are important for our children, our society and our future. Support the mission of the Institute for Character Enrichment.<br></i></font><a Href="./donate_to_institute_for_charac.html"><font COLOR="#003399"><i>Learn more</i></font></a><font COLOR="#003399"><i>. </i></font><i></i></p></td></tr></table></td><td Colspan=3></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=12></td></tr><tr Valign=Top Align=Left><td Colspan=3></td><td Colspan=10 Width=123 BGCOLOR="#FFFFCC"><!-- Start of Text (Text263) --><table Border=0 Cellspacing=0 Cellpadding=4 Width=123 Nof=TI><tr><td><p Align=Center><font COLOR="#000066"></font><font COLOR="#000066" Size="-1">ICE has put Fun in Fundraising with our online auction.&nbsp; Balloon rides, gift certificates, travel, and more.&nbsp; Items change regularly.&nbsp; We invite you to explore it, and check back often with this easy link.</font></p></td></tr></table></td><td Colspan=2></td></tr><tr Valign=Top Align=Left><td Colspan=5 Height=80></td><td Colspan=8 Align=Center Valign=Middle Width=120><!-- Start of Picture (Picture265) --><a Href="http://stores.ebay.com/Institute-for-Character-Enrichment"><img ID="Picture265" Height=80 Width=120 Src="./eBayGWbutton1.gif" Border=0 Alt="Go to ICE Store on eBay Giving Works"></a></td><td Colspan=2></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=17></td></tr><tr Valign=Top Align=Left><td Colspan=5></td><td Colspan=9 Width=121 BGCOLOR="#CCCCFF"><!-- Start of Text (Text253) --><table Border=0 Cellspacing=0 Cellpadding=4 Width=121 Nof=TI><tr><td><p Align=Center><font COLOR="#000066"></font><font COLOR="#000066" Size="-1">Read our most recent </font><a Href="./ice_newsletter_01-09.html"><font COLOR="#000066" Size="+1">Newsletter</font></a></p></td></tr></table></td><td></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=7></td></tr><tr Valign=Top Align=Left><td Colspan=5></td><td Colspan=10 Width=122 BGCOLOR="#FFFFCC"><!-- Start of Text (Text245) --><font SIZE="-2"><table Border=0 Cellspacing=0 Cellpadding=8 Width=122 Nof=TI><tr><td><p Align=Center><font COLOR="#000066">&nbsp;</font></p> <p Align=Center><font SIZE="-1"><i>This is<br> <SCRIPT LANGUAGE="JavaScript1.2"> <!-- Begin var months=new Array(13); months[1]="January"; months[2]="February"; months[3]="March"; months[4]="April"; months[5]="May"; months[6]="June"; months[7]="July"; months[8]="August"; months[9]="September"; months[10]="October"; months[11]="November"; months[12]="December"; var time=new Date(); var lmonth=months[time.getMonth() + 1]; var date=time.getDate(); var year=time.getYear(); document.write(lmonth + " "); document.write(date + ", " + year); // End --> </SCRIPT> .<br>Have you shared your good values today? <br> <br> <br> </font></i></p> </CENTER></td> </tr></table></td></tr><tr Valign=Top Align=Left><td Colspan=15 Height=488></td></tr><tr Valign=Top Align=Left><td Colspan=6></td><td Colspan=8 Width=119><!-- Start of Text (Text237) --><p Align=Center><font COLOR="#000066"></font><font COLOR="#000066" Size="-2">Copyright 2004 by Terra Cotta Corp.&nbsp; Entire contents of website is protected. All rights reserved. </font></p></td><td></td></tr></table></td><td><table Border=0 Cellspacing=0 Cellpadding=0 Width=516 Nof=LY><tr Valign=Top Align=Left><td Width=41 Height=31><img Src="./clearpixel.gif" Width=41 Height=1 Border=0></td><td Width=475><img Src="./clearpixel.gif" Width=475 Height=1 Border=0></td></tr><tr Valign=Top Align=Left><td></td><td Width=475><!-- Start of Text (Text143) --><p><font COLOR="#000066"></font><font COLOR="#000066" Size="+2">Legal</font></p><p><font COLOR="#000066">- Information on this web site may contain technical inaccuracies or typographical errors. Information may be changed or updated without notice.</font></p><p><font COLOR="#000066">-Any comments or materials sent to Terra Cotta Corp. including feedback data, such as questions, comments, suggestions, or the like regarding the content of any such documents, shall be deemed to be non-confidential. Terra Cotta Corp. has no obligation of any kind with respect to such feedback and is free to reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the feedback to others without limitation.</font> </p><p><font COLOR="#000066">-Materials submitted will not be returned and become property of Terra Cotta Corp. property.</font></p><p><font COLOR="#000066">-Terra Cotta Corp. makes no representations whatsoever about any other web site, which you may access through this one. When you access a non-Terra Cotta Corp. web site, please understand that it is independent from Terra Cotta Corp, and we have no control over the content on that web site. In addition, a link to a non-Terra Cotta Corp. web site does not mean that Terra Cotta Corp. endorses or accepts any responsibility for the content, or the use, of such web site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, and other items of a destructive nature.</font></p><p><font COLOR="#000066">-In no event will Terra Cotta Corp. be liable to any party for any direct, indirect , special , or other consequential damages for any use of this web site, or any other linked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data on your computer.</font></p><p><font COLOR="#000066">-You accept all risks and responsibility for losses, damages, costs and other consequences resulting directly or indirectly from using this site an any information or material available from it.</font></p></td></tr></table></td></tr></table><table Border=0 Cellspacing=0 Cellpadding=0 Width=616 Nof=LY><tr Valign=Top Align=Left><td Width=39 Height=27><img Src="./clearpixel.gif" Width=39 Height=1 Border=0></td><td Width=577><img Src="./clearpixel.gif" Width=577 Height=1 Border=0></td></tr><tr Valign=Top Align=Left><td></td><td Width=577><!-- Start of Text (Text142) --><p Align=Center><font COLOR="#000066"></font><a Href="./index.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Home</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"> | </font><a Href="./character.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Importance of Character</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"> | </font><a Href="./kids.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Just For Kids </font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">| </font><a Href="./calendar.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Register</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"><br></font><a Href="./institute_for_character_enrich.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Institute for Character Enrichment</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"> | </font><a Href="./donate_to_institute_for_charac.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Donate to ICE</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"> | </font><a Href="./disclaimer.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Legal</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"> | </font><a Href="./contact_us.html"><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif">Contact Us</font></a><font COLOR="#000066" Size="-2" Face="Arial,Helvetica,Univers,Zurich BT,sans-serif"><br>&nbsp;</font></p></td></tr></table><!-- End of the Body for this Page --></body></html>